The average credit card debt in every state, ranked

The average credit card debt in the US is increasing.

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The average credit card debt in the US is increasing.
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Jacob Lund/Shutterstock

  • Credit card debt is on the rise in the US, with the average American household carrying a balance of $5,700, according to a new report by ValuePenguin.
  • However, location accounts for differences in credit card debt across American households.
  • ValuePenguin broke down the average credit card debt by state and Alaska comes out on top.

More Americans are using credit cards than ever before.

And while the average percentage of Americans carrying credit card debt has been on the decline over the past ten years, the average credit card debt amount has been increasing, according to ValuePenguin, who recently explored data from the US Census Bureau and the Federal Reserve to take a closer look at credit card debt.

ValuePenguin found that more than 40% of all US households carry credit card debt, with the average American household carrying a balance of $5,700. For only indebted households, which excludes people who pay their balances in full every month, the average debt is $9,333.

However, this average varies across different regions in the US. Using data from S&P Global Market Intelligence, ValuePenguin broke down the average credit card debt by state to highlight how location plays a factor.

Below, see the average credit card debt in every state, ranked from lowest to highest.


51. Ohio

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aceshot1/Shutterstock

Average credit card debt: $5,446


50. South Carolina

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Sean Pavone/Shutterstock

Average credit card debt: $5,801


49. Maine

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cdrin/Shutterstock

Average credit card debt: $5,803


48. Pennsylvania

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f11photo/Shutterstock

Average credit card debt: $6,065


47. Michigan

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Aerial Up North/Shutterstock

Average credit card debt: $6,082


46. Rhode Island

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Jon Bilous/Shutterstock

Average credit card debt: $6,104


45. Nebraska

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Steven Frame/Shutterstock

Average credit card debt: $6,180


44. Tennessee

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Sean Pavone/Shutterstock

Average credit card debt: $6,217


43. Massachusetts

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Sean Pavone/Shutterstock

Average credit card debt: $6,277


42. Wisconsin

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Sean Pavone/Shutterstock

Average credit card debt: $6,484


41. Missouri

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Steven Liveoak/Shutterstock

Average credit card debt: $6,491


40. Vermont

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Sean Pavone/Shutterstock

Average credit card debt: $6,545


39. Mississippi

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Sean Pavone/Shutterstock

Average credit card debt: $6,673


38. Iowa

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f11photo/Shutterstock

Average credit card debt: $6,696


37. Arkansas

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Sean Pavone/Shutterstock

Average credit card debt: $6,747


36. Minnesota

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Rudy Balasko/Shutterstock

Average credit card debt: $6,761


35. New Hampshire

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Sean Pavone/Shutterstock

Average credit card debt: $6,838


34. Indiana

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Sean Pavone/Shutterstock

Average credit card debt: $6,958


33. Kansas

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KSwinicki/Shutterstock

Average credit card debt: $7,040


32. West Virginia

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Sean Pavone/Shutterstock

Average credit card debt: $7,090


31. Georgia

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Sean Pavone/Shutterstock

Average credit card debt: $7,090


30. Arizona

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Tim Roberts Photography/Shutterstock

Average credit card debt: $7,100


29. Alabama

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Sean Pavone/Shutterstock

Average credit card debt: $7,105


28. Delaware

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Jon Bilous/Shutterstock

Average credit card debt: $7,158


27. Kentucky

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Leigh Trail/Shutterstock

Average credit card debt: $7,190


26. North Carolina

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Sean Pavone/Shutterstock

Average credit card debt: $7,225


25. Louisiana

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Sean Pavone/Shutterstock

Average credit card debt: $7,260


24. Illinois

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Sean Pavone/Shutterstock

Average credit card debt: $7,278


23. Connecticut

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SneakPics/Shutterstock

Average credit card debt: $7,304


22. South Dakota

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Checubus/Shutterstock

Average credit card debt: $7,362


21. Texas

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f11photo/Shutterstock

Average credit card debt: $7,692


20. Virginia

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Sean Pavone/Shutterstock

Average credit card debt: $7,867


19. Nevada

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randy andy/Shutterstock

Average credit card debt: $7,871


18. Maryland

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S.Borisov/Shutterstock

Average credit card debt: $7,913


17. New Mexico

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turtix/Shutterstock

Average credit card debt: $7,952


16. Oklahoma

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Austin Urton/Shutterstock

Average credit card debt: $8,059


15. Washington

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Miune/Shutterstock

Average credit card debt: $8,108


14. Washington, DC

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Brian Kinney/Shutterstock

Average credit card debt: $8,291


13. Hawaii

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Izabela23/Shutterstock

Average credit card debt: $8,315


12. Florida

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Darryl Brooks/Shutterstock

Average credit card debt: $8,444


11. North Dakota

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David Harmantas/Shutterstock

Average credit card debt: $8,450


10. Idaho

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WHITE.studio/Shutterstock

Average credit card debt: $8,570


9. Oregon

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Sean Pavone/Shutterstock

Average credit card debt: $8,619


8. New York

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Brian Kinney/Shutterstock

Average credit card debt: $8,764


7. Colorado

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photo.ua/Shutterstock

Average credit card debt: $9,108


6. New Jersey

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f11photo/Shutterstock

Average credit card debt: $9,454


5. Montana

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Jeremy Janus Photography/Shutterstock

Average credit card debt: $9,759


4. California

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Let Go Media/Shutterstock

Average credit card debt: $10,496


3. Utah

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Checubus/Shutterstock

Average credit card debt: $11,222


2. Wyoming

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Jerry Sanchez/Shutterstock

Average credit card debt: $11,546


1. Alaska

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Rocky Grimes/Shutterstock

Average credit card debt: $13,048