31 cities where you could be considered ‘rich’ if you earn less than $100,000

It takes an annual income of $77,000 to be considered rich in Miami.

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It takes an annual income of $77,000 to be considered rich in Miami.
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cate_89/Shutterstock

  • GoBankingRates released a new study that measures what it takes to be considered “rich” in American cities.
  • GoBankingRates looked at household income percentiles and concluded that an individual making more than 80% of the community is “rich.”
  • Here’s where you can still be “rich” making less than $100,000 a year.

Being “rich” means something different to most people.

GoBankingRates released a new study that determined the American cities where you can still be considered “rich” earning an income of less than $100,000.

The study defined being rich or wealthy as “one with more money or assets relative to others in a society.” GoBankingRates looked at household income percentiles and concluded that an individual making more than 80% of their community is “rich.”

They study also factored in median home values from Zillow and data from Sperling’s Best Places on grocery costs, utilities, healthcare, and transportation.

Below, check out the 31 cities where making between $60,000 and $100,000 puts you in the top 20% of earners in your area.


31. Las Vegas, Nevada

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littleny/Shutterstock

Top 80th percentile income: $99,470

Median top-tier home price: $393,600

Monthly mortgage: $1,870


30. Dallas, Texas

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Sean Pavone/Shutterstock

Top 80th percentile income: $99,244

Median top-tier home price: $396,400

Monthly mortgage: $1,875


29. Albuquerque, New Mexico

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turtix/Shutterstock

Top 80th percentile income: $98,128

Median top-tier home price: $304,600

Monthly mortgage: $1,466


28. Nashville, Tennessee

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Scott Heaney/Shutterstock

Top 80th percentile income: $97,910

Median top-tier home price: $430,100

Monthly mortgage: $2,041


27. St. Petersburg, Florida

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Sean Pavone/Shutterstock

Top 80th percentile income: $96,609

Median top-tier home price: $348,700

Monthly mortgage: $1,659


26. Louisville, Kentucky

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Sean Pavone/Shutterstock

Top 80th percentile income: $95,483

Median top-tier home price: $277,700

Monthly mortgage: $1,385


25. Kansas City, Missouri

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Scruggelgreen/Shutterstock

Top 80th percentile income: $95,477

Median top-tier home price: $321,100

Monthly mortgage: $1,587


24. Baltimore, Maryland

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S.Borisov/Shutterstock

Top 80th percentile income: $95,111

Median top-tier home price: $467,300

Monthly mortgage: $2,270


23. San Antonio, Texas

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Shutterstock

Top 80th percentile income: $94,978

Median top-tier home price: $322,500

Monthly mortgage: $1,589


22. Jacksonville, Florida

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Sean Pavone/Shutterstock

Top 80th percentile income: $94,400

Median top-tier home price: $351,900

Monthly mortgage: $1,729


21. Pittsburgh, Pennsylvania

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Sean Pavone/Shutterstock

Top 80th percentile income: $93,091

Median top-tier home price: $263,600

Monthly mortgage: $1,312


20. New Orleans, Louisiana

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Rusty Costanza/Getty

Top 80th percentile income: $92,179

Median top-tier home price: $321,800

Monthly mortgage: $1,593


19. Richmond, Virginia

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Sean Pavone/Shutterstock

Top 80th percentile income: $91,506

Median top-tier home price: $362,300

Monthly mortgage: $1,775


18. Columbus, Ohio

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Checubus/Shutterstock

Top 80th percentile income: $91,198

Median top-tier home price: $332,700

Monthly mortgage: $1,645


17. Providence, Rhode Island

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Sean Pavone/Shutterstock

Top 80th percentile income: $88,406

Median top-tier home price: $453,100

Monthly mortgage: $2,210


16. Indianapolis, Indiana

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Sean Pavone/Shutterstock

Top 80th percentile income:$87,809

Median top-tier home price: $271,500

Monthly mortgage: $1,352


15. Orlando, Florida

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Sean Pavone/Shutterstock

Top 80th percentile income: $87,199

Median top-tier home price: $351,900

Monthly mortgage: $1,729


14. Winston-Salem, North Carolina

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Jon Bilous/Shutterstock

Top 80th percentile income: $87,062

Median top-tier home price: $239,600

Monthly mortgage: $1,200


13. Philadelphia, Pennsylvania

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f11photo/Shutterstock

Top 80th percentile income: $86,567

Median top-tier home price: $398,500

Monthly mortgage: $1,950


12. El Paso, Texas

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cht725/Shutterstock

Top 80th percentile income: $86,307

Median top-tier home price: $190,800

Monthly mortgage: $967


11. St. Louis, Missouri

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STLJB/Shutterstock

Top 80th percentile income: $81,034

Median top-tier home price: $298,500

Monthly mortgage: $1,480


10. Cincinnati, Ohio

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Checubus/Shutterstock

Top 80th percentile income: $80,947

Median top-tier home price: $285,300

Monthly mortgage: $1,375


9. Memphis, Tennessee

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Reuters

Top 80th percentile income: $78,860

Median top-tier home price: $263,200

Monthly mortgage: $1,317


8. Miami, Florida

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Courtesy of TripAdvisor

Top 80th percentile income: $76,933

Median top-tier home price: $479,800

Monthly mortgage: $2,334


7. Milwaukee, Wisconsin

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Sean Pavone/Shutterstock

Top 80th percentile income: $76,339

Median top-tier home price: $354,900

Monthly mortgage: $1,747


6. Tucson, Arizona

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Sean Pavone/Shutterstock

Top 80th percentile income: $76,297

Median top-tier home price: $340,300

Monthly mortgage: $1,676


5. Buffalo, New York

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Leonid Andronov/Shutterstock

Top 80th percentile income: $74,421

Median top-tier home price: $263,900

Monthly mortgage: $1,326


4. Hartford, Connecticut

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Sean Pavone/Shutterstock

Top 80th percentile income: $69,254

Median top-tier home price: $345,800

Monthly mortgage: $1,701


3. Birmingham, Alabama

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Kris Kuzniar/Shutterstock

Top 80th percentile income: $68,837

Median top-tier home price: $285,600

Monthly mortgage: $1,423


2. Cleveland, Ohio

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Shutterstock

Top 80th percentile income: $60,143

Median top-tier home price: $259,600

Monthly mortgage: $1,257


1. Detroit, Michigan

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Atomazul/Shutterstock

Top 80th percentile income: $58,926

Median top-tier home price: $312,000

Monthly mortgage: $1,492