How much you need to earn to live in the most expensive zip code in every state

The median listing price in 23 of the zip codes is over $1 million.

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The median listing price in 23 of the zip codes is over $1 million.
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divanov/Shutterstock

  • Beverly Hills, 90210, may be America’s most famous zip code, but it isn’t the only area with expensive and luxurious real estate.
  • GoBankingRates recently found the most expensive zip code in every state – and just how much money you need to make to live comfortably there.
  • It’s costly to be near the waterfront – the top 10 most expensive zip codes are all coastal.

90210 may arguably be America’s most famous zip code; associated with fancy cars and even fancier homes, those five numbers are known to symbolize wealth and prestige – but it’s not the only zip code to do so.

GoBankingRates recently found how much money you need to make to live in the most expensive zip code in every state, and 90210 has some competition.

To rank the list, they determined the most expensive zip code according to median home values for April 2018, sourced from Zillow. They then compared the monthly cost-of-living for one person based on housing, groceries, utilities, transportation costs, and healthcare expenditures. Housing costs were sourced from Zillow, while the other four costs were pulled from the Bureau of Labor Statistics.

The monthly costs were combined and multiplied by 12 to get the annual cost of necessities in each zip code. Following the 50-30-20 budgeting guideline, the cost of necessities was doubled to find the amount of income one needs to live comfortably in each zip code, which determined the list rankings. Thus, necessities made up 50% of the yearly income, splurges made up 30%, and savings comprised 20%.

The top 10 most expensive zip codes all happen to be coastal areas.

Below, see the annual income you need to live in the most expensive zip code in every state, ranked from lowest to highest.


51. 26508: Brookhaven, West Virginia

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Sean Pavone/Shutterstock

Total income needed: $79,786

Median listing price: $319,000


50. 57702: Rapid City, South Dakota

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Sopotnicki/Shutterstock

Total income needed: $83,064

Median listing price: $349,900


49. 39110: Madison, Mississippi

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Peek Creative Collective/Shutterstock

Total income needed: $84,322

Median listing price: $367,000


48. 58503: Bismarck, North Dakota

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Bob Pool/Shutterstock

Total income needed: $84,332

Median listing price: $329,900


47. 82009: Cheyenne, Wyoming

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Bill45/Shutterstock

Total income needed: $84,958

Median listing price: $366,800


46. 72223: Little Rock, Arkansas

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Sean Pavone/Shutterstock

Total income needed: $86,548

Median listing price: $379,250


45. 52411: Cedar Rapids, Iowa

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Jonathannsegal/Shutterstock

Total income needed: $90,388

Median listing price: $409,999


44. 68526: Lincoln, Nebraska

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Charles G. Haacker/Shutterstock

Total income needed: $94,350

Median listing price: $443,700


43. 46032: Carmel, Indiana

Total income needed: $96,858

Median listing price: $459,900


42. 40059: Prospect, Kentucky

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Gray Photo Online/Shutterstock

Total income needed: $97,942

Median listing price: $487,450


41. 70130: New Orleans, Louisiana

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GTS Productions/Shutterstock

Total income needed: $100,968

Median listing price: $499,000


40. 53029: Merton, Wisconsin

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MarynaG/Shutterstock

Total income needed: $106,064

Median listing price: $524,450


39. 35223: Mountain Brook, Alabama

Total income needed: $107,594

Median listing price: $588,325


38. 66224: Leawood, Kansas

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Jeff Zehnder/Shutterstock

Total income needed: $111,394

Median listing price: $585,000


37. 83313: Bellevue, Idaho

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The Adaptive/Shutterstock

Total income needed: $114,694

Median listing price: $595,000


36. 99516: Anchorage, Alaska

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Rocky Grimes/Shutterstock

Total income needed: $115,262

Median listing price: $519,900


35. 5251: Dorset, Vermont

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Sean Pavone/Shutterstock

Total income needed: $115,748

Median listing price: $612,000


34. 4105: Falmouth, Maine

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Lamar Sellers/Shutterstock

Total income needed: $116,456

Median listing price: $603,250


33. 19930: Bethany Beach, Delaware

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Al Jurina/Shutterstock

Total income needed: $116,796

Median listing price: $619,000


32. 59715: Bozeman, Montana

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Hannah Lorsch/Shutterstock

Total income needed: $118,222

Median listing price: $650,000


31. 45243: Madeira, Ohio

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aceshot1/Shutterstock

Total income needed: $120,580

Median listing price: $666,250


30. 73007: Edmond, Oklahoma

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By DiegoMariottini/Shutterstock

Total income needed: $120,948

Median listing price: $685,000


29. 48009: Birmingham, Michigan

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Aerial Up North/Shutterstock

Total income needed: $124,296

Median listing price: $699,900


28. 37014: Arrington, Tennessee

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Jason Davis/Getty

Total income needed: $128,306

Median listing price: $769,900


27. 28480: Wrightsville Beach, North Carolina

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Charles Chadwick Talton/Shutterstock

Total income needed: $134,430

Median listing price: $775,000


26. 87506: Santa Fe, New Mexico

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Jimack/Shutterstock

Total income needed: $147,722

Median listing price: $929,000


25. 3870: Rye, New Hampshire

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travelview/Shutterstock

Total income needed: $152,694

Median listing price: $877,450


24. 55391: Wayzata, Minnesota

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Deyan G. Georgiev/Shutterstock

Total income needed: $158,530

Median listing price: $998,000


23. 97034: Lake Oswego, Oregon

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Rigucci/Shutterstock

Total income needed: $164,944

Median listing price: $1,014,500


22. 63124: Ladue, Missouri

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Google Maps

Total income needed: $168,772

Median listing price: $1,099,000


21. 2807: New Shoreham, Rhode Island

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Jon Bilous/Shutterstock

Total income needed: $174,444

Median listing price: $1,097,500


20. 20015: Washington DC

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Jon Bilous/Shutterstock

Total income needed: $178,000

Median listing price: $1,150,000


19. 19035: Lower Merion, Pennsylvania

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Google Maps

Total income needed: $178,682

Median listing price: $1,150,000


18. 89451: Incline Village, Nevada

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CAVORT/Shutterstock

Total income needed: $185,110

Median listing price: $1,250,000


17. 20815: Chevy Chase, Maryland

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Nicole S Glass/Shutterstock

Total income needed: $199,642

Median listing price: $1,350,000


16. 75205: University Park, Texas

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Google Maps

Total income needed: $216,244

Median listing price: $1,499,000


15. 60043: Kenilworth, Illinois

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Google Maps

Total income needed: $218,652

Median listing price: $1,495,000


14. 22101 McLean, Virginia

source
Beltway Photos/Flickr

Total income needed: $225,160

Median listing price: $1,567,884


13. 98040: Mercer Island, Washington

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Russ Heinl/Shutterstock

Total income needed: $253,880

Median listing price: $1,825,000


12. 84060: Park City, Utah

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Carolyn Dietrich/Shutterstock

Total income needed: $261,382

Median listing price: $1,950,000


11. 85253: Paradise Valley, Arizona

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Tim Roberts Photography/Shutterstock

Total income needed: $270,636

Median listing price: $2,000,000


10. 96821: Honolulu, Hawaii

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Kelly Headrick/Shutterstock

Total income needed: $288,004

Median listing price: $1,996,500


9. 29482: Sullivan’s Island, South Carolina

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Action Sports Photography/Shutterstock

Total income needed: $296,354

Median listing price: $2,208,611


8. 2554: Nantucket, Massachusetts

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John Santoro/Shutterstock

Total income needed: $331,558

Median listing price: $2,537,500


7. 6831: Greenwich, Connecticut

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James Kirkikis/Shutterstock

Total income needed: $343,126

Median listing price: $2,575,000


6. 31561: Sea Island, Georgia

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Google Maps

Total income needed: $354,366

Median listing price: $2,749,500


5. 81654: Aspen, Colorado

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Joseph Sohm/Shutterstock

Total income needed: $380,590

Median listing price: $2,972,500


4. 33109: Fisher Island, Florida

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Mia2You/Shutterstock

Total income needed: $452,630

Median listing price: $3,600,000


3. 7620: Alpine, New Jersey

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Neilson Barnard/Getty Images

Total income needed: $499,244

Median listing price: $3,998,000


2. 90210: Beverly Hills, California

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trekandshoot/Shutterstock

Total income needed: $692,388

Median listing price: $5,772,500


1. 11962: Sagaponack, New York

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Matthew Eisman/Getty Images

Total income needed: $853,738

Median listing price: $7,122,500