Yes, PayPal does work internationally — here’s how to transfer funds between more than 200 different countries

You can transfer money internationally on PayPal.

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You can transfer money internationally on PayPal.
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Shutterstock

  • Yes, PayPal does work internationally. You can transfer funds between more than 200 different countries.
  • However, PayPal’s international transfers aren’t free, so you’ll have to check what the fee is for each transfer within your country of choice.
  • PayPal will also give you information on the currency exchange rate for any country you want to send money to.
  • Visit Business Insider’s homepage for more stories.

PayPal allows you to transfer money between more than 200 countries and 25 currencies, and may also give you the ability to reload a cell phone for someone abroad. But it isn’t a free service, and there are fees associated with these kinds of transfers.

The transfer fee is 5% of the transfer amount, with a minimum charge of 99 cents and a maximum of $4.99 if you’re transferring from your bank account or PayPal balance.

If you’re using a debit or credit card to transfer money, there is no fee limit, and you’ll have to pay an additional 2.9% funding fee, plus a fixed fee that depends on the country you’re sending money to.

How to transfer money internationally with PayPal

1. Go to paypal.com and log into your account.

2. Toggle over to the “Send and Request” tab in the top toolbar and then select “More.”

3. Click “Send Money” under “Send Money Abroad.”

The option to send money abroad is separate from the normal sending menu.

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The option to send money abroad is separate from the normal sending menu.
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Devon Delfino/Business Insider

4. Select a country from the drop-down menu and click “Next.”

5. Select how to deliver the funds from the list of options available in that country.

6. If you want to send money to someone who doesn’t have a PayPal account, you’ll be redirected to the website Xoom, where you’ll follow the on-screen prompts to process your transfer.

  • This is also the option you should pick if you want to pay international bills or reload a phone abroad.
  • Xoom will allow you to send money to your recipient physically, send it to their bank account, or let them pick it up at a retailer.

7. If you go with a PayPal-based transfer, enter the amount and currency for the transfer.

You'll be able to choose which currency you want to convert your money into.

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You’ll be able to choose which currency you want to convert your money into.
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Devon Delfino/Business Insider

8. For those who went with a PayPal-based transfer, you’ll automatically be shown how much the recipient will receive after fees and currency conversion. If it’s the right amount, click “Next.”

PayPal will calculate the fees you pay before you accept.

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PayPal will calculate the fees you pay before you accept.
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Devon Delfino/Business Insider

9. Add the recipient’s phone number or email address, and then click “Next.”

If the address you select isn't associated with a PayPal account, an invitation to join PayPal will be sent as well.

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If the address you select isn’t associated with a PayPal account, an invitation to join PayPal will be sent as well.
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Devon Delfino/Business Insider

10. If the person you’re sending money to isn’t in your contact book, add a note, your recipient’s name and country of residence, then review your transfer and click “Continue” when ready.

11. Click “Send Payment Now” to complete the transfer.

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