The 25 US cities where it’s easiest for single people to own their homes

The real estate markets in US cities such as Philadelphia and San Jose lend themselves to single homebuyers.

caption
The real estate markets in US cities such as Philadelphia and San Jose lend themselves to single homebuyers.
source
Syda Productions/Shutterstock.com

  • In US cities like Philadelphia and San Jose, it’s common for single people to own their own houses.
  • SmartAsset looked at the 100 biggest cities and ranked them by their rate of single homeownership.
  • Most of the cities were in the West, but the top two cities were both in Virginia.

When you think of single life in the city, it may conjure up memories of crowded four-person apartments or, if you’re lucky, a shoebox-sized studio.

But in some American cities, single people can dream bigger. In fact, there are a decent amount of US cities where it’s actually the norm for single people to own a house, according to personal finance company SmartAsset.

In a recent report, SmartAsset ranked the 100 biggest US cities by their single homeownership rate – or in other words, the percentage of single-occupant houses that the occupant owns themselves.

The West dominated the list, with the region providing seven of the top 10 cities. Virginia, however claimed the top two cities on the list. Among all the top 25 cities, SmartAsset identified two key trends: cities with large senior and retiree populations tended to place well, as did cities with low median home values.

Read on to see the 25 cities in America where singles have the highest homeownership rate:


25. Philadelphia, Pennsylvania

caption
Philadelphia, Pennsylvania.
source
Shutterstock

Number of single households: 221,003

Number of single homeowners: 100,441

Homeownership rate for singles: 45.45%


24. Lexington, Kentucky

caption
Lexington, Kentucky.
source
Henryk Sadura/Shutterstock

Number of single households: 40,314

Number of single homeowners: 18,374

Homeownership rate for singles: 45.58%


23. Boise, Idaho

caption
Boise, Idaho.
source
Charles Knowles/Shutterstock

Number of single households: 30,952

Number of single homeowners: 14,118

Homeownership rate for singles: 45.61%


22. Louisville, Kentucky

caption
Louisville, Kentucky.
source
silicon640c/Flickr

Number of single households: 85,965

Number of single homeowners: 39,242

Homeownership rate for singles: 45.65%


21. Colorado Springs, Colorado

caption
Colorado Springs, Colorado.
source
photo.ua/Shutterstock

Number of single households: 54,267

Number of single homeowners: 24,970

Homeownership rate for singles: 46.01%


20. Winston-Salem, North Carolina

caption
Winston-Salem, North Carolina.
source
Shutterstock/Sean Pavone

Number of single households: 32,543

Number of single homeowners: 14,986

Homeownership rate for singles: 46.05%


19. Wichita, Kansas

caption
Wichita, Kansas.
source
Shutterstock

Number of single households: 51,596

Number of single homeowners: 23,796

Homeownership rate for singles: 46.12%


18. Spokane, Washington

caption
Spokane, Washington.
source
ESB Professional/Shutterstock

Number of single households: 28,849

Number of single homeowners: 13,327

Homeownership rate for singles: 46.20%


17. El Paso, Texas

caption
El Paso, Texas.
source
Bill Chizek/Shutterstock

Number of single households: 58,321

Number of single homeowners: 27,048

Homeownership rate for singles: 46.38%


16. Oklahoma City, Oklahoma

caption
Oklahoma City, Oklahoma.
source
Paul Brady Photography/Shutterstock

Number of single households: 73,645

Number of single homeowners: 34,492

Homeownership rate for singles: 46.84%


15. San Jose, California

caption
San Jose, California.
source
Uladzik Kryhin/Shutterstock

Number of single households: 61,436

Number of single homeowners: 29,035

Homeownership rate for singles: 47.26%


14. Anchorage, Alaska

caption
Anchorage, Alaska.
source
Flickr Creative Commons

Number of single households: 25,247

Number of single homeowners: 12,056

Homeownership rate for singles: 47.75%


13. St. Petersburg, Florida

caption
St. Petersburg, Florida.
source
ESB Professional/Shutterstock

Number of single households: 41,729

Number of single homeowners: 20,072

Homeownership rate for singles: 48.10%


12. Jacksonville, Florida

caption
Jacksonville, Florida.
source
Sean Pavone/Shutterstock

Number of single households: 99,257

Number of single homeowners: 47,777

Homeownership rate for singles: 48.13%


11. Des Moines, Iowa

caption
Des Moines, Iowa.
source
Shutterstock/Daydreambelieverme

Number of single households: 29,111

Number of single homeowners: 14,139

Homeownership rate for singles: 48.57%


10. Albuquerque, New Mexico

caption
Albuquerque, New Mexico
source
Turtix/Shutterstock

Number of single households: 73,229

Number of single homeowners: 36,639

Homeownership rate for singles: 50.03%


9. Bakersfield, California

caption
Bakersfield, California.
source
Shutterstock

Number of single households: 25,528

Number of single homeowners: 12,846

Homeownership rate for singles: 50.32%


8. Mesa, Arizona

caption
Mesa, Arizona
source
Shutterstock / Tim Roberts Photography

Number of single households: 41,768

Number of single homeowners: 21,256

Homeownership rate for singles: 50.89%


7. Fort Wayne, Indiana

caption
Fort Wayne, Indiana.
source
Shutterstock/Travis Eckert

Number of single households: 34,959

Number of single homeowners: 17,851

Homeownership rate for singles: 51.06%


6. Scottsdale, Arizona

caption
Scottsdale, Arizona.
source
Tim Roberts Photography/Shutterstock

Number of single households: 38,833

Number of single homeowners: 20,279

Homeownership rate for singles: 52.22%


5. Henderson, Nevada

caption
Henderson, Nevada.
source
Shutterstock / James Mattil

Number of single households: 32,837

Number of single homeowners: 17,308

Homeownership rate for singles: 53.44%


4. Chandler, Arizona

caption
Chandler, Arizona.
source
Tim Roberts Photography/Shutterstock

Number of single households: 22,388

Number of single homeowners: 12,085

Homeownership rate for singles: 53.98%


3. Aurora, Colorado

caption
Aurora, Colorado.
source
Google Maps

Number of single households: 34,314

Number of single homeowners: 18,729

Homeownership rate for singles: 54,58%


2. Virginia Beach, Virginia

caption
Virginia Beach, Virginia.
source
Shutterstock

Number of single households: 40,601

Number of single homeowners: 23,054

Homeownership rate for singles: 56.78%


1. Chesapeake, Virginia

caption
Chesapeake, Virginia.
source
Shutterstock/JoMo333

Number of single households: 18,948

Number of single homeowners: 12,086

Homeownership rate for singles: 63.79%