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Whether you’re buying a car or taking out a mortgage, most lenders determine your trustworthiness the same way

A three-digit number can make or break your ability to buy a car or take out a mortgage. A good credit score is typically anything above 670.

5 credit cards that offer free credit scores — and lucrative rewards

Here are 5 credit cards that offer free credit score monitoring services — and lucrative rewards, whether you're looking for travel points or cash back.
Alexandria Ocasio-Cortez has railed against the credit ratings industry, while short sellers are piling into bearish bets.

Wall Street and Alexandria Ocasio-Cortez are on the same side for once — they’re piling skepticism onto the credit-ratings firm Equifax

The credit-score industry has also lured short-sellers, sending bearish bets in Equifax to a 17-month high.

5 reasons your credit could be terrible, even if you think it’s not

Your credit score may slowly be getting worse over time without you realizing it. Here are five ways to know if you have a bad credit score, even if you think you have good credit.
JPMorgan CEO Jamie Dimon and consumer banking chief Gordon Smith attend the 2015 US Open

‘If you get to 700, 750, we’ll cut your mortgage costs a little bit’: JPMorgan is working on ways to reward you for improving your c...

In the coming months, the bank is likely to start beta testing several tools around the idea of helping consumers improve their financial health. It's unclear whether those will be tied to improving credit scores, financial education, or other things.
The typical American has a credit score of 675.

How Americans use their credit cards differently across the US

Credit-card debt is at an all-time high in the US, with differences in balances and credit scores across regions. Residents in the Northeast and Midwest generally own more credit cards and have higher credit scores than southerners. Here's how people use their credit cards differently across the US.
Most countries do not have a credit score system like the US.

Many countries don’t use credit scores like the US — here’s how they determine your worth

In the US, a credit score aims to predict your likelihood to meeting financial obligations, like paying back a loan. Having a poor credit score can make it life more expensive. Many countries do not have a credit score system — here's how those countries measure a person's worth.

Freezing your credit after the Equifax breach won’t prevent the most common type of identity theft — here’s what will

Most identity-theft victims have current accounts stolen, which Equifax's free credit freeze won't stop.
A fancy car won't hurt, but it is not the most important thing to pick up a date.

Your credit score can help you get a house, a car — and apparently, a date

Finding a partner who is financially responsible is more important than having an attractive significant other, according to a new survey.

The Equifax breach may have exposed 143 million people’s Social Security numbers — but here’s why you shouldn’t freak out

Equifax's data breach doesn't mean your identity has been or will be stolen, so don't panic yet.