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My free Credit Karma app helped my credit score spike by 50 points overnight

After getting engaged, the author started paying down debt and raising her credit score. A feature on the Credit Karma app made a huge difference.

5 ways to fix your credit without adding more debt

It's important to keep your credit in good standing to get better interest rates, apply for credit cards that offer top-tier benefits, and save money.
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Adding my sister as an authorized user on the Chase Sapphire Preferred helped increase her credit score by 20 points — but financial respon...

I added my younger sister as an authorized user on my Chase Sapphire Preferred card to help her build credit, and it paid off.

I raised my credit score by 134 points in less than a year thanks to 7 steps

At the beginning of the year, I had a credit score of 568 out of 850, a score lenders would consider to be bad. Now, my score is over 700.
Credit Karma is safe to use and employs a few strategies to protect your data.

Is Credit Karma safe? What you need to know before signing up

Credit Karma is safe to use and employs a few strategies to protect your data, including bank-level encryption and a dedicated security team.

5 factors determine your FICO score, the key to your financial future

Your FICO score plays an important role in determining your financial future. Here are some factors that determine how your FICO score is calculated.
Holly Johnson.

I have 26 credit cards and excellent credit. Here’s the best advice I can give you on keeping up your score, no matter how many cards you have.

No need for perfect credit score: Having "excellent credit" over 800 is more than enough to get the best interest rates and terms on a loan.
The highest credit score is 850.

The highest credit score is 850, but you don’t need it to get the best interest rates

You don't need the highest credit score to qualify for the best interest rates, but your score will need to fall within the Good to Excellent range.

7 sneaky ways you could be hurting your credit without realizing it

For every strategy to improve your credit, there's a misstep that can set you back, like not applying for enough credit ... or for too much at once.
The author is not pictured.

I have almost 30 credit cards, and I’m convinced people seeking a perfect credit score are missing the point

If you're good with money, you might be aiming for a perfect credit score of 850. But I'm convinced you don't need your credit score to be perfect.