Home Tags Credit Score

Tag: Credit Score

Paying off your credit card is a quick way to get your credit in shape.

Paying off your credit card can quickly improve your credit score, but it has another benefit that might feel even more important

Carrying a high credit-card balance hurts your credit score, and paying that balance is an easy way to boost your score — plus save money in the long term.
You can improve your credit score by focusing on just a few factors.

Your credit score is based on a complicated, murky calculation, but you can fix it by focusing on 2 easily controllable factors

Improve your credit score by focusing on the big things, not the little things. Start with your on-time-payment history and debt balance.
Holly Johnson.

I have 26 credit cards and excellent credit. Here’s the best advice I can give you on keeping up your score, no matter how many cards you have.

No need for perfect credit score: Having "excellent credit" over 800 is more than enough to get the best interest rates and terms on a loan.
New credit cards lower your credit score temporarily, but not for good. The author is not pictured.

I’ve opened more than a dozen credit cards and figured out exactly how opening a card for the bonus affects my credit

Figuring out the right mix of credit cards to optimize your finances can be difficult. Figure out whether a new credit card can help or hurt you.

5 credit cards that offer free credit scores — and lucrative rewards

Here are 5 credit cards that offer free credit score monitoring services — and lucrative rewards, whether you're looking for travel points or cash back.
Credit scores can drop for a number of surprising reasons.

4 credit score horror stories that could happen to anyone

From unpaid bills to misplaced mail, people shared with INSIDER the stories that made their credit scores drop.
Opening new credit cards can help your credit, as long as you're smart about it. The author is not pictured.

After years of experimenting, I’ve figured out exactly what opening and closing credit cards does to your credit

At first, he was a little wary of opening new cards, thinking they might hurt his credit — but they did just the opposite, thanks to a smart strategy.
An excellent credit score starts with paying every bill on time.

Here’s exactly what it takes to have an excellent credit score

An excellent credit score is anything above 800, according to the FICO model. People with excellent credit practice a few good financial habits.
You can build your credit with a few simple strategies.

The best way to build your credit is the same strategy people use to build wealth

It can seem hard to build your credit, but it's not that difficult to maintain — as long as you follow some basic personal finance rules.

Whether you’re buying a car or taking out a mortgage, most lenders determine your trustworthiness the same way

A three-digit number can make or break your ability to buy a car or take out a mortgage. A good credit score is typically anything above 670.