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How often should I check my credit report? Once a year probably isn’t enough

You should get in the habit of regularly checking your three credit reports. Ideally, you'd do this at least once a quarter if not once a month.
A cash-back credit card earns rewards in the form of cash.

How to decide whether to get a cash-back credit card

A cash-back credit card is a type of rewards credit card that earns cash back on your spending, based on a percentage or tier.
PayPal Credit is connected to your PayPal account and can only be used for online shopping.

‘What is PayPal Credit?’: How to use PayPal’s line of credit to pay off online purchases over time

PayPal Credit is connected to your PayPal account and can be used to pay off online purchases over time. Here's how to apply.

5 ways to fix your credit without adding more debt

It's important to keep your credit in good standing to get better interest rates, apply for credit cards that offer top-tier benefits, and save money.

I raised my credit score by 134 points in less than a year thanks to 7 steps

At the beginning of the year, I had a credit score of 568 out of 850, a score lenders would consider to be bad. Now, my score is over 700.

4 signs you probably shouldn’t be using a credit card

If you want to use a credit card to earn miles or points, you should be paying off your credit card every month instead of carrying a balance.
Holly Johnson.

I have 26 credit cards and excellent credit. Here’s the best advice I can give you on keeping up your score, no matter how many cards you have.

No need for perfect credit score: Having "excellent credit" over 800 is more than enough to get the best interest rates and terms on a loan.
The author is not pictured.

7 lifelong lessons I learned from my parents about getting the most from my credit cards

My parents were some of the most thoughtful spenders I know, and they always got the most from their credit cards.

5 things you might be doing already that could boost your credit score quickly

You can build credit fairly quickly by decreasing your credit balance and opening new credit lines, like an auto loan or mortgage.

The 3 biggest mistakes even smart people make with credit cards

Not only can a poorly managed credit card result in a lot of wasted money, but it could snowball into a bigger problem by damaging your credit scores.