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31 US cities where it’s cheaper to buy a house than to rent a place

A recent study by GoBankingRates found that in 31 cities, residents can save hundreds of dollars a month by paying a mortgage instead of paying rent.

31 US cities where it’s cheaper to buy a house than to rent a place

A recent study by GoBankingRates found that in 31 cities, residents can save hundreds of dollars a month by paying a mortgage instead of paying rent.

I’m a former banker, and this is the exact process I used to approve or deny loans

Your credit score, credit report, and debt-to-income ratio are all important factors in the loan approval process.
Cutting interest rates encourages spending.

When the Fed cuts interest rates, it affects everything from your savings account to your auto loans

When the Fed cuts interest rates, it's to encourage spending and growth, and it affects everything from savings accounts to mortgages to loans.
Housing is the biggest recurring expense most Americans face.

12 US cities where even the highest earners can barely afford housing

In some expensive housing markets, it can still be a stretch for even the highest earners to comfortably afford a home, a LendingTree report found.
The process to buy a house can be arduous for first-time buyers.

How to buy a house, from mortgage pre-approval to closing

To buy a house, you should first team up with a trustworthy real estate agent and make sure your credit is in good shape.
Walking into our home for the first time after closing.

Here’s the trick I used to shave weeks off my home-buying process

My home-buying process lasted just 35 days — the trick for speeding it up is something anyone can use.

An FHA loan can clear the path for first-time homebuyers, as long as they’re willing to jump through a few hoops

FHA loans can be great for borrowers with a small down payment or poor credit, but they do require an extra fee every month.
Tying the knot and buying a home in the same year can be expensive.

Here’s how much money you need to have saved if you want to get married and buy a home in the same year in 25 cities

With rising home prices, adding a new home to an already tight budget can be daunting for soon-to-be newlyweds.
The Los Angeles skyline.

Here’s the salary you’ll need if you want to afford a mortgage in 17 major US cities

Housing prices in the US are skyrocketing: Over the past two years, mortgage payments across US cities increased twice as much as incomes.