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As long as you're prepared for some paperwork, an IRA rollover isn't so bad.

I rolled over my retirement accounts to gain more control over my savings, and it wasn’t as hard as I’d thought

When I changed careers, I decided to roll over my retirement accounts to have more control over how they were invested.
High-yield savings accounts are a great tool to help you earn more on your money — but they don't avoid taxes.

A high-yield savings account or CD can earn up to 200 times more on your money — but don’t forget those earnings are taxed

Taxes on savings account interest is pretty simple. If you earned more than $10 in your high-yield savings account or CD, you'll owe some income tax.
CDs can be a good place to store money for a future home renovation.

5 times to consider putting your savings in a CD for at least a year

If you have savings that you know you're not going to spend until a future date, a CD is a good alternative to a high-yield savings account.
The couple is not pictured.

Here’s the investment portfolio of 2 millennials who are saving for retirement, a down payment, and their future kids

Justin, 31, and MacKenzie, 28, are balancing multiple financial goals. Christine Benz of Morningstar gave their investment portfolio a makeover.
The author and her fiancé.

We opened a high-yield savings account right after getting engaged, and it’s the smartest thing we’ve done for our wedding

The first thing they did after getting engaged in March was open a high-yield savings account, and they've already earned more than $85 in interest.
The author is not pictured.

I was too scared to invest during the last recession, but I won’t be making that mistake again

Back in 2008, the author was working as a cashier and was afraid to put any of her disposable income into the stock market.
The FIRE movement is largely a numbers game.

There are 3 main types of early retirement, and the only difference is how much you spend

LeanFIRE is when someone has saved up 25 times their annual expenses and lives on a "lean" budget, spending less than the average American.
It's a good time to be strategic about paying off debt.

4 things to do with your money now, while interest rates are low

To take advantage of the low Fed funds rate, now is a good time to consider consolidating credit-card debt and refinancing student loans.
Gen X is in worse financial shape than millennials when it comes to retirement.

Only half of Gen Xers have a retirement account, and that’s a catastrophe in the making

Americans tend to earn the most money from their late 30s to early 60s, making it a crucial period for socking away extra income for retirement.
The author's car is not pictured.

I bought my car in cash thanks to a savings strategy that took full advantage of my high-yield savings account

I'd have paid over $500 in interest over the life of a car loan. Instead, I earned over $350 by saving ahead in a high-yield savings account.