Home Tags PFI-XAMP


Pay off debt fast by focusing on the most expensive debt first.

How to pay off debt fast, so you can start saving and investing for the future even sooner

To pay off debt fast, make more than the minimum payment on your highest interest debt. With this method, you save time and money on interest.
The author is not pictured.

5 things I wish I could tell my 21-year-old self about taking out student loans

I would tell myself that it's OK to take out student loans, but you need a plan — and that unless you grow your income, frugality can only go so far.

A financial planner asks every new client the same question about their student loans

Figuring out your student loan repayment strategy ultimately comes down to a basic question: How much debt can you live with?
Any income-earning side hustle should probably have its own bank account.

A bank account for your side hustle might seem like overkill, but it’s a smart move you’ll be glad you made

A side job, side hustle, or freelance project may feel like a small hobby, but it is a real business that can and should have its own bank account.

An FHA loan can clear the path for first-time homebuyers, as long as they’re willing to jump through a few hoops

FHA loans can be great for borrowers with a small down payment or poor credit, but they do require an extra fee every month.
An excellent credit score starts with paying every bill on time.

Here’s exactly what it takes to have an excellent credit score

What is an excellent credit score? Anything above 800, according to the FICO model. People with excellent credit practice a few good financial habits.
Income-producing real estate is a good long-term investment.

Millennials say real estate investing is one of the best ways to build wealth, and you don’t need a ton of time or money to start

Investing in real estate investment trust (REIT) can provide exposure to the market, diversification, and regular income in the form of dividends.
If you consolidate your credit card debt, you're still on the hook for the new loan.

How to consolidate credit card debt to streamline your payments and lower your interest rate

Two popular options to consolidate credit card debt are transferring the debt to a balance transfer credit card or taking out a personal loan.
The author is not pictured.

I opened a high-yield savings account at a separate bank to earn up to 200 times more on my money, and I liked it even more than I expected

I liked that my high-yield savings helped my money grow, and that keeping it in a separate bank made it less tempting to use for impulse purchases.
The author is not pictured.

I used an expert-recommended strategy to pay off $40,000 of student loans, and 6 apps can help anyone do the same

Overwhelmed by debt and not sure how to get out from under it? Use these online tools to automate your debt payoff plan and simplify the process.