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Oxford University is getting into fintech

A new course will run for 10 weeks, costing £2,500, and aims to teach future business people a broad range of skills around fintech.

Online lenders haven’t been verifying income and employment on their loans, and that should set alarm bells ringing

The lenders commonly approve loans despite errors, such as overstating income.

Cracks are spreading in the online industry out to disrupt the banks

Online lending startups — once thought to be major disruptors to the traditional banks — are looking for new ways to boost revenues, and yield.

THE FUTURE OF DIGITAL LENDING: 2015 [SLIDE DECK]

Peer-to-peer (P2P) lenders are creating online marketplaces that are pulling borrowers and investors away from traditional banks.