Home Tags Term Life Insurance

Tag: Term Life Insurance

If you have anyone relying on your income, it's imperative to plan for every worst-case scenario and purchase life insurance.

There are only 2 situations where you don’t need life insurance — otherwise, you should have it

Even with life insurance from your employer, it is a good idea to get your own life insurance policy to protect your loved ones.
Jeff Rose.

I’m a financial adviser with $2.5 million of life insurance, and every cent of it is the same kind for a reason

Because of the amount of coverage I need, and what it would cost for an equivalent amount of whole life insurance, term is the right choice for me.
Jeff Rose.

I’m a financial adviser with $2.5 million of term life insurance. I know it seems like a lot, but there are 3 reasons I think it’s just ri...

As a financial adviser, it's my job to remind people that life insurance may need to replace their income for decades if they die young.
Unlike health insurance, not everybody needs life insurance.

3 types of people who usually don’t need life insurance

It's usually not cost effective to buy a life insurance policy as a retiree, person with no dependents, or a child or young adult.

I took out $200,000 of life insurance in my early 20s, years before most people ever think they need it — and I’ve never looked back

I bought my first life insurance policy in my early 20s because I was about to become a new parent and wanted to lock in a lower rate.
Whole life insurance isn't right for just anyone.

One of the 2 main types of life insurance can cost hundreds more a year, and 2 questions can tell you whether you need it

The biggest differences between term and whole life insurance are monthly cost, length of the policy, and whether there is a cash value component.
It's an ideal time to get life insurance if you're newly married, earning a high salary, or starting a family.

Here’s exactly how to get the cheapest life insurance policy online

Most experts recommend term life insurance for cheap and simple coverage. Typically, the younger you are, the better your rate.
In your 30s and 40s, you're likely to have dependents and need life insurance.

Experts say term life insurance is the right choice for most everyone, but especially people in their 30s and 40s

Experts recommend purchasing term life insurance during your 30s and 40s because rates are lower then, and you probably have dependents.
The earlier you buy term life insurance, the cheaper it is.

Here’s exactly why experts recommend one type of life insurance over the other

Experts agree the best choice for simple and cheap life insurance coverage is term life insurance. The earlier you buy it, the cheaper it will be.