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9 signs you probably aren’t saving enough money

Even if you bring home a big paycheck, it doesn't mean you're building wealth. Here are nine tell-tale signs you're not saving enough money.
Instead of an early retirement, some people opt for a mini-retirement. (Pictured: Dinah Chutz)

Forget early retirement — people who saved enough money to travel for weeks or years say a ‘mini-retirement’ is just as rewarding

Early retirement isn't always feasible — more people are taking mini-retirements instead. Pick up savings tips for a mini-retirement of your own.

An American family who moved to Nicaragua for a year to live cheaply ended up blowing their $30,000 budget thanks to unexpected costs — but stil...

Mark and Amanda Tew and their four children took a yearlong mini-retirement in Nicaragua after paying off debt and building an emergency fund.
I considered opening a CD but ultimately decided to get a high-yield savings account from online bank Ally instead. The author is not pictured.

I thought I’d open a CD to save up my down payment, but after doing my research I chose an Ally high-yield savings account to earn 20 times more...

They weren't sure when they'd need the money and they wanted to keep contributing, so they chose a flexible Ally high-yield savings account over a CD.
There's no telling what you'll want or need money for later.

The best way to save money for the future, even if you don’t know what you’re saving for

You don't need a specific goal to save money for, says a financial planner. Put any extra cash in a brokerage account — you'll thank yourself later.
A CD can be a good place to store money you don't need immediately.

Here’s exactly how to decide if you should put money in a CD

A CD, or certificate of deposit, is an FDIC-insured savings instrument that provides a safe, secure option to store savings you need in the future.
Many Gen Xers who expect to retire before age 75 are behind on their retirement savings.

A wealth manager says Gen Xers should focus on a 2-part strategy to retire on time

Wealth manager Megan Gorman recommends Gen Xers who are falling behind save in a retirement plan and contribute to a health savings account.
A high-yield savings account is a good place to keep money you might need quickly, but still want to grow.

I’m a former bank manager. Here’s where I told my sister to put her savings in order to earn up to 200 times more.

They put her emergency fund in high-yield savings at an online bank, where earns interest of 2% or more — about 200 times what she'd been earning.
Giving up coffee isn't the key to saving more money.

Forget coffee and avocado toast — most people blow nearly 40% of their money in the same place

To save more money, you have to cut back in the areas where you're spending the most.

I’m a financial planner — here’s what I tell people who ask if they’re saving enough money

Most savings advice is well-intentioned, but there's a disconnect between advisers and advisees.