What average Americans spend in a year in 22 major cities

People in Seattle spend the most on food annually.

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People in Seattle spend the most on food annually.
source
Hero Images/Getty

  • Americans spend the bulk of their money on housing, food, and transportation.
  • Because of differences in cost of living, how much people spend annually varies across cities.
  • The annual total expenditure on all goods and services for the average household ranges from $48,654 in Tampa to $83,790 in Seattle.
  • Visit BusinessInsider.com for more stories.

Americans spend most of their money on three things: housing, food, and transportation.

That’s why one of the best strategies to save more money is to cut down spending one of the Big Three. Thankfully, it may be easier to do than you think.

To find out how much Americans spend on everything from housing, food, and transportation to healthcare, entertainment, and shopping, we consulted the Bureau of Labor Statistics’ Consumer Expenditure Surveys. The data covers the most recent period of 2016 to 2017 and reveals average annual expenditures for consumer units 22 major metros in the Northeast, South, West, and Midwest.

A consumer unit, as defined by BLS, is a household ranging in size from one individual to three or more people.

The total annual expenditure on all goods and services for the average household ranges from $48,654 in Tampa to $83,790 in Seattle. Notably, the amount residents spend on housing in both cities makes up about 30% of their total annual spending.

Below, find out how much residents spend in a year, on average, in 22 major US cities, ranked by total spend.


22. Tampa

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Wikimedia Commons

Average annual spend: $48,654 ($4,054/month)

Food: $6,289 ($524/month)

Housing: $17,131 ($1,427/month)

Transportation: $8,307 ($692/month)


21. Miami

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Miami in 2017.
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Roberto Machado Noa/Getty Images

Average annual spend: $59,947 ($4,995/month)

Food: $7,040 ($586/month)

Housing: $22,350 ($1,862/month)

Transportation: $10,507 ($875/month)


20. Detroit

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f11photo/Shutterstock

Average annual spend: $60,183 ($5,015/month)

Food: $7,397 ($616/month)

Housing: $18,794 ($1,566/month)

Transportation: $10,426 ($868/month)


19. Chicago

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istock

Average annual spend: $60,582 ($5,048/month)

Food: $8,170 ($680/month)

Housing: $21,254 ($1,771/month)

Transportation: $7,717 ($643/month)


18. Phoenix

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f11photo/Shutterstock

Average annual spend: $62,072 ($5,172/month)

Food: $6,856 ($571/month)

Housing: $19,491 ($1,624/month)

Transportation: $9,985 ($832/month)


17. Atlanta

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Nicolas Henderson/Flickr

Average annual spend: $62,250 ($5,187/month)

Food: $6,683 ($556/month)

Housing: $20,965 ($1,747/month)

Transportation: $11,747 ($978)


16. St. Louis

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Joe Raedle/Getty Images

Average annual spend: $62,394 ($5,199/month)

Food: $7,300 ($608/month)

Housing: $20,154 ($1,679/month)

Transportation: $9,958 ($829/month)


15. Dallas-Fort Worth

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dibrova / iStock

Average annual spend: $63,207 ($5,267/month)

Food: $6,571 ($547/month)

Housing: $22,350 ($1,862/month)

Transportation: $10,507 ($875/month)


14. Honolulu

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Yoshinori Kumagai/Shutterstock

Average annual spend: $65,099 ($5,425/month)

Food: $10,036 ($836/month)

Housing: $24,355 ($2,029/month)

Transportation: $7,391 ($615/month)


13. Philadelphia

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Shutterstock

Average annual spend: $65,436 ($5,453/month)

Food: $8,203 ($683/month)

Housing: $20,932 ($1,744/month)

Transportation: $9,505 ($792/month)


12. Los Angeles

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Getty

Average annual spend: $66,971 ($5,580/month)

Food: $8,727 ($727/month)

Housing: $24,311 ($2,025/month)

Transportation: $9,741 ($811/month)


11. Houston

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Sean Pavone/Shutterstock

Average annual spend: $67,304 ($5,608/month)

Food: $9,153 ($762/month)

Housing: $21,818 ($1,818/month)

Transportation: $10,507 ($875/month)


10. New York

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turtix/Shutterstock

Average annual spend: $67,782 ($5,648/month)

Food: $7,689 ($640/month)

Housing: $26,113 ($2,176/month)

Transportation: $7,907 ($658/month)


9. Baltimore

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© AFP/File MICHELLE KWAJAFA

Average annual spend: $69,126 ($5,760/month)

Food: $8,964 ($747/month)

Housing: $23,247 ($1,937/month)

Transportation: $11,049 ($920/month)


8. Minneapolis-St. Paul

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Wikimedia

Average annual spend: $70,487 ($5,873/month)

Food: $8,571 ($714/month)

Housing: $22,782 ($1,898/month)

Transportation: $9,409 ($784/month)


7. Anchorage

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Rocky Grimes/Shutterstock

Average annual spend: $71,606 ($5,967/month)

Food: $8,306 ($692/month)

Housing: $23,039 ($1,919/month)

Transportation: $12,446 ($1,037/month)


6. Denver

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Shutterstock/welcomia

Average annual spend: $74,088 ($6,174/month)

Food: $8,855 ($737/month)

Housing: $25,059 ($2,088/month)

Transportation: $11,841 ($986/month)


5. Boston

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Visions of America/Getty

Average annual spend: $74,316 ($6,193/month)

Food: $8,264 ($688/month)

Housing: $29,015 ($2,417/month)

Transportation: $8,463 ($705/month)


4. San Francisco

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Justin Sullivan/Getty Images

Average annual spend: $79,291 ($6,607/month)

Food: $8,918 ($743/month)

Housing: $32,656 ($2,721/month)

Transportation: $7,974 ($664/month)


3. San Diego

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trekandshoot/Shutterstock

Average annual spend: $79,585 ($6,632/month)

Food: $9,984 ($832/month)

Housing: $28,595 ($2,382/month)

Transportation: $10,592 ($882/month)


2. Washington, DC

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Orhan Cam/Shutterstock

Average annual spend: $79,921 ($6,660/month)

Food: $9,188 ($765/month)

Housing: $29,101 ($2,425/month)

Transportation: $10,748 ($895/month)


1. Seattle

Average annual spend: $83,790 ($6,982/month)

Food: $10,958 ($913/month)

Housing: $26,965 ($2,247/month)

Transportation: $12,810 ($1,067/month)